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Benefits of Caravan Cover

Our Caravan Cover is only available to members of the Caravan and Motorhome Club. Unlike insurance, our cover is provided directly by the Club. We pay claims from the contributions made by members for the cover and all the surplus made on the cover is reinvested back into our sites and services we provide for you. So by taking out Caravan Cover you are directly supporting your Club!

Not yet a member? You can still get a quote, but you’ll need to become a member to take advantage of all the great cover listed below.

GET A QUOTE RENEW TODAY

or call us on 01342 607 514
(Phone lines open Mon-Fri 8.45am to 5:30pm)

Benefit Standard Cover Super Cover
Cover for accidental damage, theft, vandalism, storm, or flood, whether in storage or in use. Yes Yes
New for old cover for your caravan, equipment and contents Up to 5yrs Up to 15yrs
Automatic overseas cover for up to 182 days per year Yes Yes
Automatic listing on Theftcheck register Yes Yes
Use by family and friends included Yes Yes
Cover for claims made against you for accidents, death, injuries or damage to third parties and property:    
Third Party Liability - as a result of an incident arising from the use or ownership of the caravan Up to £5m Up to £5m
Personal Liability - as a result of an incident on a caravanning holiday No Up to £5m
Personal accident cover Up to £20,000 Up to £50,000
Hotel and caravan hire expenses reimbursement Up to £150/day Up to £225/day
Post-accident transportation and recovery expenses reimbursement Yes Yes
Rail fares for your family to return home No Yes
Expenses to cover your outfit and get your party home, should the main driver fall ill and be unable to drive No Yes
Caravanners Legal Protection insurance and loss recovery (optional) Yes Yes
Protected No Claims Discount (optional) Yes Yes

This is promotional information only and the full cover wording, including limitations and exclusions that apply can be found on our Caravan Cover documents page.

Security and Safety Discounts

Save on your Caravan Cover, we give discounts for the following:

  • You use a AL-KO Secure or BPW Diamond wheel lock*
  • You have an AL-KO ATC or BPW IDC trailer control system fitted
  • You have an approved tracking device fitted**
  • You have completed a Club caravaning course
  • Your caravan is stored at either a CaSSOA Gold, Platinum or Club Secure storage facility
  • You have tilt and corner steady sensor alarms fitted

No Claims Discount - transfer your no claims discount to us (maximum of 4 years).

* Twin-axle caravans must have two AL-KO Secure or BPW Diamond Wheel Locks fitted on the same side.

** Tracking devices must be Thatcham-approved. In cases where we insist on a security device being fitted as a condition of the cover, the discount is not applicable.

GET A QUOTE RENEW TODAY

or call us on 01342 607 514
(Phone lines open Mon-Fri 8.45am to 5:30pm)

Join today to get covered

Caravan Cover is exclusive to our members. If you're not yet a member you can still get a quote which you can take up once you join.

Join today

Top questions

What's the difference between Caravan Cover from the Caravan and Motorhome Club and caravan insurance?

As we are a membership organisation, and caravan cover is not a legal requirement, we have been able to establish a product just for our members where all aspects of cover are dealt with by the Club.

For example, if you make a claim you would be dealing with the Club rather than a third party organisation.

We provide Caravan Cover on a discretionary basis which means our Board has full discretion over whether to agree to pay claims and the amounts to be paid. They may also agree to pay claims outside the terms and conditions of the cover if they feel the circumstances justify it. It is not a contract of insurance.

Can I download or print a summary of my current Caravan Cover documents?

Yes, if you have Caravan Cover you can view and download your cover documents from the My Profile area.

Can I get Caravan Cover for my folding camper?

Yes. Our Caravan Cover can cover folding campers and trailer tents as well as touring caravans

How much should I cover my caravan, equipment and contents for?

The sum you choose to cover for your caravan, equipment and contents is entirely up to you, however we suggest you select an amount that reflects the potential value of your caravan and all the items in it, should the caravan and/or items be lost, stolen or destroyed completely, in a worst case scenario.

What security devices do I need to fit to my caravan?

The security condition requires that at least one security device is fitted when the caravan is not in use and unhitched from the towing vehicle. If you do not secure the caravan, we may decline to pay a theft claim.

Full details of acceptable security devices can be found in the Cover Wording document and in the online quote journey.

When will my caravan be covered?

Your caravan is covered all the time including when it’s in storage, on your drive, on the road or on site. You'll be covered against accidental damage or loss from theft,  vandalism, storm, and flood. Please read the relevant cover booklet on our cover documents page for full details.

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